By Carol Kinsley

“Running a business takes a team,” said John Rowley, founder and president of Angle Financial and Business Services, who would like put his team to work for you. “Let Angle Financial worry about the little things,” he offered. Those “little things” can add up if one doesn’t know where to turn for help. 

Whether you need to borrow money, establish or repair your credit, buy equipment or property, insure people or property or even sell your business, Angle Financial and Business Services can help.

After more than 30 years in the consumer financial services industry, Rowley knows what people want is service — now. “We have a state-of-the-art system for everything we offer,” he said. “We can offer a quick turn-around.”

Founded in 2010, Angle Financial and Business Services offers business credit solutions from restoring credit to developing lines of credit so a business can get funding without using the owner’s personal guarantee or credit. The team can help repair personal credit and obtain personal loans also. “We do credit card stacking — helping a business get several credit cards at 0% interest for the first 12 to 18 months,” Rowley said. 

Angle Financial can help get Small Business Administration loans, commercial or investor loans, working capital loans, personal or construction loans, even Commercial DSCR Loans based on debt service coverage ratio, or cash flow rather than income. Self-employed buyers are able to purchase residential properties using cash flow or bank statements rather than tax statements.

For those who “fix and flip” property, fix and flip loans are available.

A Dover native, Rowley is a credit repair expert, licensed insurance agent, certified business broker, mortgage broker and licensed real estate agent. Each employee on Rowley’s team has his or her own specialty within the office. 

Rowley’s wife, Kim, a 30-year veteran in the insurance industry, is vice president of operations at Angle Financial Services. In addition to providing all the above financial services, the company is an independent insurance agency, licensed in Delaware and Maryland, with access to 25 insurance carriers. Experts will help you choose the best insurance carrier to meet your needs, whether you need multiple products for businesses or life, home, rental, auto, RV, motorcycle or flood insurance. Their older son, Johnny, is vice president of Angle Business Services and handles business valuations and brokering, helping business owners with their exit plan to retirement. Son Jared is a licensed real estate agent involved with buying and selling commercial, residential and investment properties in addition to second homes. Under the Angle umbrella is a second entity, Angle Mortgage Network, which deals exclusively with mortgage brokering.

Angle Financial and Business Services is located at 846 Walker Rd., Ste. 31-2 in Dover. Call 302-735-7526 or Rowley’s cell at 302-745-8599. Visit online at, or, or inquire by email at